Series A Bond Issue
Series A subordinated bearer bonds of Bank Pekao SA, issued on the basis of Article 33 point 2 of the Act on Bonds, Resolution No. 304 / IX / 17 of the Issuer's Management Board of September 22, 2017 and Resolution No. 346 / X / 2017 of the Issuer's Management Board of October 19, 2017. The bonds were issued on October 30, 2017.
| Number of Bonds | 1.250.000 |
| The total nominal value of bonds | PLN 1.250.000.000 |
| The nominal value of one bond | PLN 1.000 |
| Issue date | October 30, 2017 |
| Maturity date | October 29, 2027 |
| ISIN code | PLPEKAO00289 |
| Interest rate |
The bonds bear interest at a floating interest rate of WIBOR for six-month deposits and a margin of 1.52 percent. |
| Interest |
In the thirteenth interest period, the interest rate is 7.09%. Interest in the amount of PLN 35.35 per bond, paid on the thirteenth interest payment date falling on April 30, 2024, will be paid to investors who hold the bonds on the date of determining the right to interest, i.e. April 22, 2024. Interest is payable in PLN on Interest Payment Dates via KDPW and entities maintaining securities accounts and omnibus accounts. |
| Interest payment dates |
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Series B Bond Issue
Series B subordinated bearer bonds of Bank Pekao S.A., issued on the basis of Article 33 point 2) of the Act on Bonds, Resolution No. 266 / IX / 18 of the Bank's Management Board of September 11, 2018 and Resolution No. 301 / X / 18 of the Bank's Management Board of October 4, 2018.
| Number of bonds | 1.100 |
| The total nominal value of bonds | PLN 550.000.000 |
| The nominal value of one bond | PLN 500.000 |
| Issue date | October 15, 2018 |
| Maturity date | October 16, 2028 |
| ISIN code | PLPEKAO00297 |
| Interest rate |
The bonds bear interest at a floating interest rate of WIBOR base rate for six-month deposits and a margin of 1.55 percentage points. |
| Interest |
In the fourteenth interest period, the interest rate is 6.84%. Interest in the amount of PLN 17,146.85 per bond, paid on the fourteenth day of interest payment, falling on 15 October 2025, will be received by investors who will hold the bonds on the date of establishing the right to interest, i.e.7 October 2025. Interest is payable in PLN through KDPW and entities maintaining securities accounts and omnibus accounts. |
| Interest payment days |
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Series C Bond Issue
Series C subordinated bearer bonds of Bank Pekao S.A., issued on the basis of Article 33 point 2) of the Act on Bonds, Resolution No. 266 / IX / 18 of the Bank's Management Board of September 11, 2018 and Resolution No. 301 / X / 18 of the Bank's Management Board of October 4, 2018.
| Number of bonds | 400 |
| The total nominal value of bonds | PLN 200.000.000 |
| The nominal value of one bond | PLN 500.000 |
| Issue date | October 15, 2018 |
| Maturity date | October 14, 2033 |
| ISIN code | PLPEKAO00305 |
| Interest rate |
The bonds bear interest at a floating interest rate of WIBOR base rate for six-month deposits and a margin of 1.80 percentage points. |
| Interest |
In the fourteenth interest period, the interest rate is 7.09%. Interest in the amount of PLN 17,773.56 for one bond, paid on the fourteenth day of interest payment, falling on 15 October 2025, will be received by investors who will hold the bonds on the date of establishing the right to interest, i.e. 7 October 2025. Interest is payable in PLN through KDPW and entities maintaining securities accounts and omnibus accounts. |
| Interest payment days |
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Series D Bond Issue
Series D subordinated bearer bonds issued by Bank Pekao S.A. on the basis of Art. 33.2 of the Act on Bonds, resolution No. 178/V/19 of the Issuer’s Management Board dated 9 May 2019 and resolution No. 200/V/19 of the Issuer’s Management Board dated 22 May 2019
| Number of bonds | 1,500 [1] |
| The total nominal value of bonds | PLN 750,000,000 (after assimilation with the D1 series) |
| The nominal value of one bond | PLN 500,000 |
| Issue date | June 4, 2019 |
| Maturity date | June 4, 2031 |
| ISIN code | PLPEKAO00313 |
| Interest rate |
The bonds bear interest at a floating interest rate of WIBOR for 6-month deposits plus a margin of 1,70 percentage points. |
| Interest |
In the seventh interest period, the interest rate is 8.50%. Interest in the amount of PLN 21,308.22 for one bond paid on the seventh day of interest payment falling on December 4, 2022, is received by investors who will hold the bonds on the date of establishing the right to interest, i.e. November 25, 2022. Interest is paid in PLN via the National Depository for Securities (KDPW) and the entities operating the securities accounts or the omnibus accounts. |
| Interest payment days |
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[1] Including 800 D1 series bonds issued on 4.12.2019 pursuant to art. 33 item 2) of the Act on Bonds (in the wording before the entry into force of the Act of 16 October 2019 amending the Act on public offering and conditions for introducing financial instruments to organized trading, and on public companies and certain other acts) and resolutions of the Issuer's Management Board No. 434 / XI / 19 of November 6, 2019 and Resolution No. 441 / XI / 19 of the Issuer's Management Board of November 13, 2019.
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Tier 2 Series D1 Bond Issue
Series D1 bonds have been assimilated with series D bonds and are marked with the code ISIN PLPEKA000313 on 30 December, 2019.
Series D1 subordinated bearer bonds issued by Bank Pekao S.A. on the basis of art. 33 item 2) of the Act on Bonds (in the wording before the entry into force of the Act of 16 October 2019 amending the Act on public offering and conditions for introducing financial instruments to organized trading, and on public companies and certain other acts), resolutions of the Issuer's Management Board No. 434 / XI / 19 of November 6, 2019 and Resolution No. 441 / XI / 19 of the Issuer's Management Board of November 13, 2019.
| Number of bonds | 800 |
| The total nominal value of bonds | PLN 400.000.000 |
| The nominal value of one bond | PLN 500.000 |
| Issue date | December 4, 2019 |
| Maturity date | June 4, 2031 |
| ISIN code | PLPEKAO00321 |
| Interest rate |
The bonds bear interest at a floating interest rate of WIBOR for 6-month deposits plus a margin of 1.70 percentage points. |
| Interest |
In the first interest period the interest rate is 3.49%. Interest in the amount of PLN 8,748.90 PLN for one bond paid on the first interest payment date falling on June 4, 2020 will be paid to the investors holding the bonds at the end of the record date, i.e. May 27, 2020. nterest is paid in PLN via the National Depository for Securities (KDPW) and the entities operating the securities accounts or the omnibus accounts. |
| Interest payment days |
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Subordinated capital bonds series E (Tier 2)
Subordinated bonds within the meaning of Article 22 of the act on bonds dated 15 January 2015 (“Act on Bonds”), issued in bearer form, being capital bonds referred to in Article 27a(1)(b) of the Act on Bonds, which upon approval by the Polish Financial Supervision Authority, will be qualified as Tier 2 capital instruments of the Bank in accordance with Article 63 of the Regulation (EU) No. 575/2013 of the European Parliament and of the Council of 26 June 2013 on prudential requirements for credit institutions and investment firms and amending Regulation (EU) No 648/2012.
The issue of the bonds took place by way of a public offering pursuant to Article 33(1) of the Act on Bonds in accordance with Article 1(4)(a) of the Regulation (EU) 2017/1129 of the European Parliament and of the Council of 14 June 2017 on the prospectus to be published when securities are offered to the public or admitted to trading on a regulated market and repealing Directive 2003/71/EC. Pursuant to Art 27c of the Act on Bonds, the bonds were subscribed only by investors listed in Article 3(39b)(a-m) of the of the Act on trading in financial Instruments dated 29 July 2005.
| Number of Bonds | 1.500 |
| The total nominal value of bonds | 750.000.000 PLN |
| The nominal value of one bond | 500.000 PLN |
| Issue date | 4 April 2025 |
| First Early Redemption Date*,** | 8 April 2025 |
| Subsequent Early Redemption Dates * | 4 April 2030, 4 October 2030, 4 April 2031, 4 October 2031, 4 April 2032, 4 October 2032, 4 April 2033, 4 October 2033, 4 April 2034, 4 October 2034 |
| Maturity date * | 4 April 2035 |
| ISIN code | PLPEKAO00388 |
| Rating of the issue |
n/a |
| Interest rate | The bonds bear interest at a floating rate equal to the sum of the base rate WIBOR for six-month deposits and a margin of 1.85% p.a. |
| Interest |
In the first interest period, the interest rate is 7.60%. Interest in the amount of PLN 19,260.27 per bond, payable on 6 October 2025, will be paid to investors who hold the bonds on the date of determination of the right to interest, i.e. 1 October 2025. Interest is payable in PLN through the National Depository for Securities (Krajowy Depozyt Papierów Wartościowych S.A.) and the entities maintaining securities accounts |
| Interest payment dates | 4 October 2025, 4 April 2026, 4 October 2026, 4 April 2027, 4 October 2027, 4 April 2028, 4 October 2028, 4 April 2029, 4 October 2029, 4 April 2030, 4 October 2030, 4 April 2031, 4 October 2031, 4 April 2032, 4 October 2032, 4 April 2033, 4 October 2033, 4 April 2034, 4 October 2034, 4 April 2035 |
* subject to deferral under the Modified Next Business Day Convention, i.e. the rule according to which the date to which the Modified Next Business Day Convention applies falling on a day other than a Business Day is moved to the next Business Day after that date if that day falls in the same calendar month as that date. Otherwise, the date falling on a day that is not a Business Day is moved to the next Business Day before that date.
** the Issuer may decide to redeem the Bonds early on the First Early Redemption Date, if, within 3 months from the Issue Date, the Polish Financial Supervision Authority issues a decision refusing to grant consent for the Bonds to be classified as Tier 2 capital instruments.
Series SN1 Senior Non-Preferred Bonds Issue
Senior non-preferred bonds of Bank Pekao S.A. SN1 Series in bearer form, issued pursuant to Article 33(1) of the Act on Bonds dated 15 January 2015 in connection with Article 1 sec 4 point A of the Regulation (EU) 2017/1129 of the European Parliament and of the Council of 14 June 2017 on the prospectus to be published when securities are offered to the public or admitted to trading on a regulated market and repealing Directive 2003/71/EC, Resolution of the Issuer's Management Board No. 113/III/23 of 1 March 2023 and Resolution of the Issuer's Management Board No. 131/III/23 of 21 March 2023.
The bonds constitute eligible liabilities of the Bank within the meaning of Article 97a par. 1 pt. 2) of the Act on the Bank Guarantee Fund, Deposit Guarantee Scheme and Resolution dated 10 June 2016.
The liabilities under the principal amount of the bonds and interest on the bonds constitute senior non-preferred liabilities belonging to the sixth category referred to in Article 440 Section 2 Item 6) of the Act of 28 February 2003 Bankruptcy Law.
| Number of bonds | 1,500 |
| The total nominal value of bonds | PLN 750,000,000 |
| The nominal value of one bond | PLN 500,000 |
| Issue date | April 3, 2023 |
| Early Maturity date | April 3, 2025 |
| Maturity date | April 3, 2026 |
| ISIN code | PLPEKAO00339 |
| Rating of the issue | BBB (S&P Global Ratings) |
| Interest rate |
The bonds bear interest at a floating rate equal to the sum of the base rate WIBOR for six-month deposits and a margin of 2.40 per cent p.a. |
| Interest |
In the fourth interest period, the interest rate is 8.25%. Interest in the amount of PLN 20,568.49 per bond, payable on the fourth interest payment date falling on 3 April 2025, will be paid to investors who hold the bonds on the interest determination date, i.e. 31 March 2025. Interest is payable in PLN through the National Depository for Securities (Krajowy Depozyt Papierów Wartościowych S.A.) and the entities maintaining securities accounts and collective securities accounts. |
| Interest payment days* |
* subject to deferral under the Modified Next Business Day Convention, i.e. the rule according to which the date to which the Modified Next Business Day Convention applies falling on a day other than a Business Day is moved to the next Business Day after that date if that day falls in the same calendar month as that date. Otherwise, the date falling on a day that is not a Business Day is moved to the next Business Day before that date. |
Series SN2 Senior Non-Preferred Bonds Issue
Senior non-preferred bonds of Bank Pekao S.A. SN2 Series in bearer form, issued pursuant to Article 33(1) of the Act on Bonds dated 15 January 2015 in connection with Article 1 sec 4 point A of the Regulation (EU) 2017/1129 of the European Parliament and of the Council of 14 June 2017 on the prospectus to be published when securities are offered to the public or admitted to trading on a regulated market and repealing Directive 2003/71/EC, Resolution of the Issuer's Management Board No. 270VI/23 of 15 June 2023 and Resolution of the Issuer's Management Board No. 299/VI/23 of 30 June 2023.
The Bonds constitute eligible liabilities of the Bank within the meaning of Article 97a par. 1 pt. 2) of the Act on the Bank Guarantee Fund, Deposit Guarantee Scheme and Resolution dated 10 June 2016.
The liabilities under the principal amount of the bonds and interest on the bonds constitute senior non-preferred liabilities belonging to the sixth category referred to in Article 440 Section 2 Item 6) of the Act of 28 February 2003 Bankruptcy Law.
| Number of bonds | 700 |
| The total nominal value of bonds | PLN 350,000,000 |
| The nominal value of one bond | PLN 500,000 |
| Issue date | July 28, 2023 |
| Early Maturity date | July 28, 2025 |
| Maturity date | July 28, 2026 |
| ISIN code | PLPEKAO00354 |
| Interest rate |
From the issue date until 28 July 2026 (excluding this date), the bonds bear interest at a fixed rate of 7.50% p.a., and from 28 July 2026 (including that date) until the redemption date, the bonds bear interest at a floating rate based on the 6-month WIBOR plus a margin of 2.19% p.a.. |
| Interest |
In the fourth interest period, the interest rate is 7.50%. Interest in the amount of PLN 18,595.89 per bond, payable on 28 July 2025, will be paid to investors who hold the bonds on the date of determination of the right to interest, i.e. 24 July 2025. Interest is payable in PLN through the National Depository for Securities (Krajowy Depozyt Papierów Wartościowych S.A.) and the entities maintaining securities accounts and collective securities accounts. |
| Interest payment days* |
* subject to deferral under the Modified Next Business Day Convention, i.e. the rule according to which the date to which the Modified Next Business Day Convention applies falling on a day other than a Business Day is moved to the next Business Day after that date if that day falls in the same calendar month as that date. Otherwise, the date falling on a day that is not a Business Day is moved to the next Business Day before that date. |
Series SN3 Senior Non-Preferred Bonds Issue
Senior non-preferred bonds of Bank Pekao S.A. SN3 Series in bearer form, issued pursuant to Article 33(1) of the Act on Bonds dated 15 January 2015 in connection with Article 1 sec 4 point A of the Regulation (EU) 2017/1129 of the European Parliament and of the Council of 14 June 2017 on the prospectus to be published when securities are offered to the public or admitted to trading on a regulated market and repealing Directive 2003/71/EC, Resolution of the Issuer's Management Board No. 126/III/24 of 26 March 2024 and Resolution of the Issuer's Management Board No. 165/IV/24 of 9 April 2024.
The bonds constitute eligible liabilities of the Bank within the meaning of Article 97a par. 1 pt. 2) of the Act on the Bank Guarantee Fund, Deposit Guarantee Scheme and Resolution dated 10 June 2016.
The liabilities under the principal amount of the bonds and interest on the bonds constitute senior non-preferred liabilities belonging to the sixth category referred to in Article 440 Section 2 Item 6) of the Act of 28 February 2003 Bankruptcy Law.
| Number of bonds | 1,000 |
| The total nominal value of bonds | PLN 500,000,000 |
| The nominal value of one bond | PLN 500,000 |
| Issue date | 26 April 2024 |
| Early Maturity date | 26 April 2028, 26 October 2028 |
| Maturity date | 26 April 2029 |
| ISIN code | PLPEKAO00362 |
| Rating of the issue | BBB (S&P Global Ratings) |
| Interest rate |
The bonds bear interest at a floating rate equal to the sum of the base rate WIBOR for six-month deposits and a margin of 1.60 per cent p.a. |
| Interest |
In the second interest period, the interest rate is 7.45%. Interest in the amount of PLN 18,573.97 per bond, payable on the first interest payment date falling on 28 April 2025, will be paid to investors who hold the bonds on the interest determination date, i.e. 23 April 2025. Interest is payable in PLN through the National Depository for Securities (Krajowy Depozyt Papierów Wartościowych S.A.) and the entities maintaining securities accounts and collective securities accounts.. |
| Interest payment days* |
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Series SP1 Senior Preferred Bonds Issue
Senior preferred bonds of Bank Pekao S.A. SP1 Series in bearer form, issued pursuant to Article 33(1) of the Act on Bonds dated 15 January 2015 in connection with Article 1 sec 4 point A of the Regulation (EU) 2017/1129 of the European Parliament and of the Council of 14 June 2017 on the prospectus to be published when securities are offered to the public or admitted to trading on a regulated market and repealing Directive 2003/71/EC, Resolution of the Issuer's Management Board No. 270VI/23 of 15 June 2023 and Resolution of the Issuer's Management Board No. 300/VI/23 of 30 June 2023.
The Bonds constitute eligible liabilities of the Bank within the meaning of Article 97a par. 1 pt. 2) of the Act on the Bank Guarantee Fund, Deposit Guarantee Scheme and Resolution dated 10 June 2016.
The liabilities under the principal amount of the bonds belong to category three, subcategory four, as referred to in Article 440 section 2 point 3(d) of the of the Act of 28 February 2003 Bankruptcy Law. The liabilities under the interest on the bonds belong to category four, subcategory one, as referred to in Article 440 section 2 point 4(a) of the of the Act of 28 February 2003 Bankruptcy Law.
| Number of bonds | 1,500 |
| The total nominal value of bonds | PLN 750,000,000 |
| The nominal value of one bond | PLN 500,000 |
| Issue date | July 28, 2023 |
| Early Maturity date | July 28, 2024 |
| Maturity date | July 28, 2025 |
| ISIN code | PLPEKAO00347 |
| Rating of the issue | BBB+ (S&P Global Ratings) |
| Interest rate |
The bonds bear interest at a floating rate equal to the sum of the base rate WIBOR for six-month deposits and a margin of 1.35% p.a. |
| Interest |
In the second interest period, the interest rate is 7.50%. Interest in the amount of PLN 17,950.68 per bond, payable on 29 July 2024, will be paid to investors who hold the bonds on the date of determination of the right to interest, i.e. 24 July 2024. Interest is payable in PLN through the National Depository for Securities (Krajowy Depozyt Papierów Wartościowych S.A.) and the entities maintaining securities accounts and collective securities accounts. |
| Interest payment days* |
* subject to deferral under the Modified Next Business Day Convention, i.e. the rule according to which the date to which the Modified Next Business Day Convention applies falling on a day other than a Business Day is moved to the next Business Day after that date if that day falls in the same calendar month as that date. Otherwise, the date falling on a day that is not a Business Day is moved to the next Business Day before that date. |
Series SP2 Senior Preferred Bonds Issue
Senior preferred bonds of Bank Pekao S.A. SP2 Series in bearer form, issued pursuant to Article 33(1) of the Act on Bonds dated 15 January 2015 in connection with Article 1 sec 4 point A of the Regulation (EU) 2017/1129 of the European Parliament and of the Council of 14 June 2017 on the prospectus to be published when securities are offered to the public or admitted to trading on a regulated market and repealing Directive 2003/71/EC, Resolution of the Issuer's Management Board No. 260/VI/24 of 18 June 2024 and Resolution of the Issuer's Management Board No. 294/VII/24 of 11 July 2024.
The Bonds constitute eligible liabilities of the Bank within the meaning of Article 97a par. 1 pt. 2) of the Act on the Bank Guarantee Fund, Deposit Guarantee Scheme and Resolution dated 10 June 2016.
The liabilities under the principal amount of the bonds belong to category three, subcategory four, as referred to in Article 440 section 2 point 3(d) of the of the Act of 28 February 2003 Bankruptcy Law. The liabilities under the interest on the bonds belong to category four, subcategory one, as referred to in Article 440 section 2 point 4(a) of the of the Act of 28 February 2003 Bankruptcy Law.
| Number of bonds | 1,200 |
| The total nominal value of bonds | PLN 600,000,000 |
| The nominal value of one bond | PLN 500,000 |
| Issue date | 30 July 2024 |
| Early Maturity date | 29 January 2026, 29 July 2026 |
| Maturity date | 29 January 2027 |
| ISIN code | PLPEKAO00370 |
| Rating of the issue | BBB+ (S&P Global Ratings) |
| Interest rate |
The bonds bear interest at a floating rate equal to the sum of the base rate WIBOR for six-month deposits and a margin of 0.85% p.a. |
| Interest |
In the second interest period, the interest rate is 6.66%. Interest in the amount of PLN 16,513.15 per bond, payable on 29 July 2025, will be paid to investors who hold the bonds on the date of determination of the right to interest, i.e. 24 July 2025. Interest is payable in PLN through the National Depository for Securities (Krajowy Depozyt Papierów Wartościowych S.A.) and the entities maintaining securities accounts. |
| Interest payment days* |
* subject to deferral under the Modified Next Business Day Convention, i.e. the rule according to which the date to which the Modified Next Business Day Convention applies falling on a day other than a Business Day is moved to the next Business Day after that date if that day falls in the same calendar month as that date. Otherwise, the date falling on a day that is not a Business Day is moved to the next Business Day before that date. |