Financial results - Investor relations

financial results

 

  2015 2016 2017 2018 2019 2020 2021   2022   2023 
Net interest income (PLNm) 4 167 4 382 4 593 4 994 5 468 5 202 5 661  8 243  11 923
Net fee and commission income (PLNm) 2 006 2 390 2 353 2 463 2 534 2 434 2 668  2 710 2 786
Operating income (PLNm) 7 059 7 347 7 350 7 694 8 238 7 796 8 522  10 664   14 733
Net impairment losses (PLNm) -518 -501 -521 -511 -696 -1578 -778 -2 016 -599
Operating costs (excl. banking tax, PLNm) -3220 -3212 -3263 -3444 -3537 -3451 -3739 -3 987 -4 631
Profit before income tax (PLNm) 2 831 2 897 3 153 3 047 3 002 1 725 3 002 2 882 8 480
Net income attributable to equity holders of the Bank (PLNm) 2 293 2 279  2 475  2 287 2 165 1 102 2 175  1 717 6 578
Earnings per share (PLN) 8.7 8.7 9.4 8.7 8.3 4.2 8.3 6.54 25.06
Dividend per share (PLN) 8.7 8.7  8.68 7.90 6.60 0.00 3.21 4.30 5.42
Customers' financing (PLNm 122055 122663 132301 140032 151384 151684 169073  167510  171057
Amounts due to customers (PLNm)* 124399 136380 145398 149143 157203 177745 195162 209596 232078
ROE 9.7% 9.8% 11.0% 10.2% 9.5% 4.5% 4.7% 7.6% 24.7%
TCR 17.7% 17.6% 17.1% 17.4% 17.1% 18.7% 16.9% 17.8% 16.8%
Tier 1 17.7% 17.6% 16.1% 15.8% 15.0% 16.7% 15.1% 16.0% 15.2%

* Excluding repurchase agreements and lease liabilities.