Financial results - Investor relations

financial results

 

  2014 2015 2016 2017 2018 2019 2020 2021   2022 
Net interest income (PLNm) 4 461 4 167 4 382 4 593 4 994 5 468 5 202 5 661  8 244
Net fee and commission income (PLNm) 2 044 2 006 2 390 2 353 2 463 2 534 2 434 2 668  2 807
Operating income (PLNm) 7 346 7 059 7 347 7 350 7 694 8 238 7 796 8 522  10 761 
Net impairment losses (PLNm) -556 -518 -501 -521 -511 -696 -1578 -778 -2 016
Operating costs (excl. banking tax, PLNm) -3286 -3220 -3212 -3263 -3444 -3537 -3451 -3739 -4 083
Profit before income tax (PLNm) 3 360 2 831 2 897 3 153 3 047 3 002 1 725 3 002 2 883
Net income attributable to equity holders of the Bank (PLNm) 2 715 2 293 2 279  2 475  2 287 2 165 1 102 2 175  1 718
Earnings per share (PLN) 10.3 8.7 8.7 9.4 8.7 8.3 4.2 8.3 6.54
Dividend per share (PLN) 10.0 8.7 8.7  8.68 7.90 6.60 0.00 3.21 4.30
Customers' financing (PLNm 114977 122055 122663 132301 140032 151384 151684 169073  167510
Amounts due to customers (PLNm)* 120630 124399 136380 145398 149143 157203 177745 195162 209596
ROE 11.5% 9.7% 9.8% 11.0% 10.2% 9.5% 4.5% 4.7% 7.6%
TCR 17.3% 17.7% 17.6% 17.1% 17.4% 17.1% 18.7% 16.9% 17.4%
Tier 1 17.3% 17.7% 17.6% 16.1% 15.8% 15.0% 16.7% 15.1% 15.6%

* Excluding repurchase agreements and lease liabilities.