UNOFFICIAL TRANSLATION

Bank Polska Kasa Opieki S.A. (the "Bank") hereby informs that the Bank's Management Board on 7 January 2026 adopted resolution regarding the early redemption of series SP2 senior preferred bonds issued on 30 July 2024 with ISIN code: PLPEKAO00370 (the "series SP2 SP Bonds"), in accordance with the series SP2 SP Bonds Issue Terms and Conditions. The early redemption will take place on 29 January 2026 (“Early Redemption Date”) and will cover all the series SP2 SP Bonds issued, i.e. 1,200 series SP2 SP Bonds at their nominal value, for the total amount of PLN 600,000,000. On the Early Redemption Date, the Bank will pay to the series SP2 SP Bondholders an amount equal to the sum of the nominal value of the series SP2 SP Bonds and the amount of interest accrued from the start date of the Interest Period (inclusive) to the Redemption Date (exclusive) (“Redemption Amount”). The Redemption Amount will be paid to the series SP2 SP Bondholders who will hold the series SP2 SP Bonds on the date of determining the right to the interest, i.e. 26 January 2026. 

The series SP2 SP Bonds will be redeemed through and in accordance with the regulations of the Central Securities Depository of Poland (KDPW).

Legal basis: Article 17.1 of MAR – inside information