UNOFFICIAL TRANSLATION

Bank Polska Kasa Opieki Spółka Akcyjna (the “Bank”) hereby informs that it received an individual recommendation of the Polish Financial Supervision Authority (the “PFSA”) regarding the Bank's dividend policy.

As at 31 December 2025, in terms of the basic criteria set out in the PFSA's position of 17 December 2025 on the dividend policy for commercial banks in 2026, and taking into account the quality of the Bank's loan portfolio, measured by the share of non-performing receivables in the total portfolio of receivables from the non-financial sector, including debt instruments, Bank met the requirements qualifying for the payment of dividend up to 75% from the Bank's profit generated in the period from 1 January 2025 to 31 December 2025.

The PFSA recommended the Bank not pay a dividend from profit earned in the period from 1 January to 31 December 2025 in the amount higher than 75%, with the maximum payout amount not exceeding the amount of annual profit diminished by profit earned in 2025 already included in own funds.

In accordance with the PFSA’s decision of 26 August 2025, the Bank included in its own funds a part of the Bank's net profit for the first half of 2025 in the amount of PLN 810,201,483.43. Additionally, The Bank applied to the PFSA to include the amount of PLN 920,337,163.35 from the second half of 2025 in the Tier I capital.

In addition, the PFSA recommended the Bank not to take other actions, in particular those outside the scope of current business and operating activities, which could result in a reduction of the own funds, including possible dividend payments from undistributed profit from previous years and share buybacks, without prior consultation with the supervisory authority.

The Bank’s Management Board has not yet made a decision on the proposed profit distribution for 2025.

Legal basis: Art. 17 of (1) MAR – inside information