Society

Mission, values and organizational culture

Our values, mission and vision define what kind of bank we want to be:

MISSION

With You throughout the whole life

We support our clients at every stage of their life journey – from their first account to key decisions, from local business to international success. Thanks to the dedication of our employees and the intelligent technologies we use, we combine Bank Pekao's century-long tradition with a dynamic outlook on the future.

VISION

First choice for today and tomorrow

To be a universal, benchmark bank in Poland – a leader in intelligent financial technologies, supporting customers on their life and business journeys. We create a workplace where employee passion and development translate into exceptional customer experience.

To achieve the goals of our new strategy, better respond to customer needs, and support the Bank's long-term development, we updated our catalog of values in April 2025. These values guide our daily decisions and shape our desired attitudes.

Today, our identity and approach are defined by:

Simply
Simply
Together
Together
Boldly
Boldly
Responsibly
Responsibly
with Determination
with Determination
Openly
Openly
Honestly
Honestly

Own workforce

At the Bank, we believe that values are not just slogans, but above all, our attitudes, the way we work, and the specific actions we take. These values form the foundation of our organizational culture, based on trust, respect, and openness.

That's why we consistently build a work environment in which leaders inspire, employees have influence, and the organization responds flexibly to change. We simplify processes, eliminate silos, and strengthen feedback-based collaboration because we believe that employee experience directly translates into the quality of customer service and the achievement of strategic goals.

Employee development

Employee development is at the core of our ESG Strategy. By respecting diversity, open communication, and ongoing dialogue, we create an attractive and inclusive workplace that fosters increased employee satisfaction and engagement.


We strive to be an employer of choice, as evidenced by our fourteenth Top Employer award in 2024. We strive to operate as one strong team, supporting each other by sharing knowledge and experience. Together, we strive to create a dynamic and responsible bank that keeps pace with the times and actively influences its environment. Our priority is to attract talented candidates with the right professional profiles from the market and retain the best employees—collaborative, entrepreneurial, and innovative—who will lead the bank through change and chart new directions for development.

Investments in human capital

We invest in training and professional development for our employees. A key aspect of our HR policy is identifying exceptionally talented individuals within the organization and investing in their development. Our aspiration is to be the best choice not only for our clients but also for our employees, both future and current.

> 239 thousand

number of hours of synchronous training (classroom and virtual)

395 thousand

 number of hours of courses and training in the online format

 

In 2024, our main training priorities included:

Expansion of employees specialized knowledge, with a strong emphasis on developing future competencies, especially in the field of AI
Expansion of employees specialized knowledge, especially in the field of AI
Ladership development – training for managerial staff
Ladership development – training for managerial staff
Implementation of cybersecurity training
Implementation of cybersecurity training
Implementation of mandatory training programs
Implementation of mandatory training programs

Initiatives that connect

Building relationships and a sense of community among employees is an important element of our Bank's culture. That's why, for years, we have been committed to organizing initiatives and events that foster integration and strengthen employee bonds with the workplace.

Community
Community
Fair play
Fair play
Building strong bonds
Building strong bonds
  • Children's Day celebration

    • After years of pandemic, we've returned to live events with entire families participating. Shared fun, engaging workshops, and unique attractions create a space where children can better understand their parents' workplaces, while adults can "take a break" from their daily responsibilities and immerse themselves in the world they remember from their childhood.

  • Pekao Cup

    • The winter and summer editions of the Pekao Cup sports competition generate enormous interest each year. The multi-day competition, fair play, team events, and shared cheering build strong bonds and demonstrate how much can be achieved through cooperation and mutual support.

Volunteering at the Bank

At Bank Pekao S.A., we believe in our employees and value their commitment to pro-social activities. A key focus of employee volunteering is the achievement of the Bank's strategic goals, which, in the area of ESG, focus on equal opportunities, preventing exclusion, and education, particularly financial education related to the Bank's operations.

We collaborate with organizations that set ambitious goals for volunteers. In this way, #TOGETHER, we are changing the world around us, and volunteer initiatives strengthen the Bank's presence in local communities.

The heart of volunteering is people. Committed and ready to help selflessly. It is thanks to them that the Bank's volunteering leaves a mark of good in various corners of Poland. The volunteers' attitudes are based on the values that guide us at the Bank, and their foundations are trust, respect, and openness. Employees BOLDLY engage in employee volunteering at our Bank to help others, but also to test their skills as project leaders and develop their skills in project management and teamwork.

Education is a must!

Our volunteers actively participate in educating school children and youth through the Bakcyl financial education program, in collaboration with the Bank's social partner in Volunteering – the Warsaw Institute of Banking at the Polish Bank Association. Bank experts prepare and conduct themed lessons on finance, entrepreneurship, and cybersecurity at the bank's headquarters, branches, and schools across the country.

Volunteers always BRAVELY and RESPONSIBLY!

The heart of volunteering is people. Engaged and ready to help selflessly. It is thanks to them that bank volunteering leaves a mark of goodness in various corners of Poland. The attitudes of volunteers are based on the values we follow in the Bank, and their foundations are trust, respect, and openness. Participating in volunteering allows not only to help but also to test oneself in the role of a project leader or to develop one’s skills in project management or teamwork.

First aid

First aid is a key element in ensuring safety. With proper training, employees can quickly and effectively respond in life-threatening or health-threatening situations. Regular courses and practical exercises enhance employees' competencies and teach them the correct behaviors in stressful situations. Such training is an investment in health, life, and the responsibility of the entire organization.

Healthcare and employee well-being

The bank proactively develops and implements initiatives to support the physical and mental health of its employees. These include promoting healthy eating, physical activity, and regeneration. We also undertake specific actions to support mental health. We are implementing a program aimed at developing leadership competencies in responding to and preventing crises resulting from impaired employee mental health, as well as a program for all bank employees to build awareness of mental health and resilience.

Program “No sugar”

As part of the "No Sugar" Women's Program, we implement development and educational activities. The program's thematic offerings are constantly updated and expanded with new topics, such as developing professional, personal, and parenting skills through training, workshops, and webinars. Our offerings also include e-development programs (including Conscious Leader and Excelents) and activities promoting and educating on new technologies, delivered through webinars, technical training, and in-person workshops.

Pro-health activities

Through the "Take Your Health by the Horns!" service, we support and educate employees in four areas: healthy eating, physical activity, mental health, and prevention. In 2024, we have prepared a number of health-related initiatives. Among the most important are: two further editions of the "MiLOVE" campaign and “Holiday Steps with a Bison”, the pilot project "Active in the Regions”, a series of "Memory Academy” meetings, programs on healthy eating, and a series of meetings about burnout.

Supporting employees' mental health

As part of our commitment to mental health, we are implementing a range of initiatives, including providing access to the MINDY app, which supports daily care for mental well-being; we organized a series of online meetings under the theme 'Burnout in Organizations: Recognition and Mindfulness-Based Prevention.' As a permanent feature, we offer the opportunity to consult with a psychologist. These initiatives aim to provide comprehensive psychological care and help in dealing with the challenges we encounter daily. We also organized a series of Memory Academy meetings, which provided an opportunity to work on improving memory and concentration.

Sustainable Development Education

We are investing in the development of our employees in the area of sustainable development through two programs:

  • ESG Academy

    • The ESG Academy Program was launched in 2024. This event marked the beginning of a comprehensive development program. The ESG Academy partner is EY: a global leader in professional services, encompassing business, strategic, and sustainability consulting, as well as comprehensive development and training programs.

      The ESG Academy is an initiative aimed at educating the Bank's employees on sustainability and social responsibility. The training program includes both in-person and online courses, aimed at employees at various levels of the organization.

      The training covered topics such as:

      • Design and Development of Sustainable Banking Products,
      • Sustainable Investments,
      • Sustainability Strategy in the Financial Sector,
      • ESG and Climate Risk in Banks: New Challenges and Management Strategies and
      • Elements of Decarbonizing the Loan Portfolio.

      As part of our ESG education efforts, we have launched two comprehensive e-learning courses for all Bank employees, covering ESG-related principles and practices. These activities aim to increase employee awareness and engagement in sustainable development. These initiatives are a key element of the Bank's sustainability strategy, which aims to promote responsible business practices and support sustainable development in the financial sector.

  • ESG Ambassador Program

    • The ESG Ambassador Program was launched to promote the principles of sustainable development among the Bank's employees and units. Eighty-six Ambassadors from 63 units have signed up for the program. Ambassadors participate in a series of ESG Academy training courses, preparing them to serve as ESG leaders in their units. A dedicated MS Teams channel has been created for Ambassadors, where they can share their knowledge and experience, as well as inspire each other with posts and interesting ESG-related information. We conduct a press review specifically for them, periodically providing a solid dose of substantive support. This review provides insights into current news, trends, reports, key legislative changes, and best practices, inspiring many of them.

10 Principles of the UN Global Compact

As a member of the United Nations Global Compact, Bank Pekao fully identifies with the 10 Principles of Global Compact, supports the efforts of that organization towards sustainable development and undertakes numerous initiatives promoting respect for human rights, improvement of working conditions, environmental protection and the fight against corruption. The individual principles of the UN Global Compact are reflected in the policies and internal regulations of the Bank and the Pekao Group.

In 2023, the Bank adopted the Bank Pekao S.A. Code of Ethics for Suppliers, which is also based on, among others, the 10 Principles of the UN Global Compact, which are:
 

Human Rights

Principle 1: Businesses should support and respect the protection of internationally proclaimed human rights; and

Principle 2: make sure that they are not complicit in human rights abuses.

Labour

Principle 3: Businesses should uphold the freedom of association and the effective recognition of the right to collective bargaining;

Principle 4: the elimination of all forms of forced and compulsory labour;

Principle 5: the effective abolition of child labour; and

Principle 6: the elimination of discrimination in respect of employment and occupation.

Environment

Principle 7: Businesses should support a precautionary approach to environmental challenges;

Principle 8: undertake initiatives to promote greater environmental responsibility; and

Principle 9: encourage the development and diffusion of environmentally friendly technologies.

Anti-Corruption

Principle 10: Businesses should work against corruption in all its forms, including extortion and bribery.

Our clients

Client relationships are the foundation of our business. Every day, we ensure that our collaboration is based on trust, respect, and professionalism. We create an environment in which every client, regardless of age or life situation, is treated fairly and with full understanding of their needs. We pay special attention to children, young people, the elderly, and people with disabilities, ensuring they have access to services and products tailored to their expectations and needs.

Key aspects of our client relationships include:

Non-discrimination
Non-discrimination
Access to information
Access to information
Access to products
Access to products
Personal and financial security
Personal and financial security
Consumer privacy
Consumer privacy
Marketing communications
Marketing communications
Financial education
Financial education
Responsible sales and quality management
Responsible sales and quality management
Development of innovation in business activities
Development of innovation in business activities

Sponsorship

Our sponsorship and charitable activities aim to strengthen the Bank's image as an open, modern institution, close to its clients and the communities in which we operate. We support projects nationwide, sponsoring strategic events that significantly impact Polish culture and dedicated to local communities. We care about the quality of life in society and build and strengthen long-term relationships based on a mutual understanding of each other's needs.

We support initiatives based on long-term social engagement with selected organizations and institutions that implement projects in areas such as:

Responsible development of the economy
Responsible development of the economy
Promotion of the national brand and Polish values
Promotion of the national brand and Polish values
Support for culture and sports
Support for culture and sports
Helping children in need
Helping children in need
Environmental protection
Environmental protection
Sport

In 2024, we continued our cooperation with the Polish Basketball Association (PZKosz) and the Polish Basketball League S.A. (PLK), and we also supported the Polish national basketball team as well as youth competitions. During 2023, the bank decided to sign a new agreement with PZKosz and PLK, which will keep it present in Polish basketball until June 2026. We sponsor both league and cup competitions, as well as the national team, and 3x3 basketball. Additionally, we also sponsor events in other sports disciplines, including the Polish Sailing League, the 44th Wiązów Half Marathon, the Red Bull Flugtag, and the Varso Tower Run.

Economic and Business Events

In 2024, we supported initiatives of an economic and business nature. We were present at events such as the Impact'24 conference, the European Economic Congress, The Network Forum Annual Meeting 2024, and the Congress of Corporate and Investment Banking. We also co-organized the XV EFPA Congress. In addition, we collaborated with the Chamber of Brokerage Houses, the National Chamber of Commerce, and the Polish Banking Association. The area of interest for the bank also included cybersecurity issues - we supported initiatives such as Defence24 Days and Cyber24 Day.

European Bison Protection

For many years we have supported actions for the protection and welfare of bison, collaborating with four entities involved in these initiatives. We sponsor the Białowieża National Park and its efforts to protect the natural habitat of bison. We work with the Panda Foundation, which cares for the bison enclosure at the Warsaw Zoo. As a long-time partner of the Association of Bison Enthusiasts, we support the organization of the annual international scientific conference dedicated to these animals. Additionally, we collaborate with the Agency for Development and Promotion of the Pszczyna Land.

Policies and procedures

Employee matters

  • Mobbing Prevention Policy of Bank Polska Kasa Opieki Spółka Akcyjna

    • In the Policy, the Bank has obliged all employees to prevent mobbing and, in particular, to respond to "behavior concerning an employee or directed against an employee, consisting of persistent and prolonged harassment or intimidation of an employee, causing an employee to have a low opinion of his/her professional suitability, consisting of or intended to humiliate or ridicule an employee, isolate him/her or eliminate him/her from the team of co-workers, unethical and inappropriate behavior, Each employee is obliged to notify the Employer in writing of any manifestation of mobbing that he/she notices, and the Employer is obliged to clarify the reported complaint and, if any irregularities are found, to draw appropriate consequences in accordance with the law.

      Currently, the Policy adopted by the Resolution of the Bank's Management Board of 20 November 2009 is in force. The full version of the policy is internal information and has not been released to the public.

  • Remuneration policy for members of the Supervisory Board and Management Board of Bank Polska Kasa Opieki Spółka Akcyjna

    • The Policy defines framework principles and rules governing the determination, monitoring and controlling remuneration principles and practices used by the Bank in regard to Members of its Supervisory Board and Management Board. The document identifies solutions that contribute to the Bank's business strategy, long-term interests and stability, as well as to support the Bank's sustainable development, including ensuring the Policy's consistency with the strategy of introducing risks for sustainable development into the business in the investment decision-making process.

      Currently, the Policy adopted by the Resolution of the Bank's Management Board of 11 January 2023 is in force. The full version of the policy is internal information and has not been released to the public.

      Description of the Bank's Remuneration Policy' is available on the Bank's website in the Corporate Governance tab.

  • Procedure and process of periodic evaluation of employees of Bank Polska Kasa Opieki Spółka Akcyjna

    • The purpose of the periodic evaluation of Employees is to provide feedback on the degree and manner of completion of the tasks assigned to the Employee in a given Evaluation Period, as well as to increase the level of commitment and efficiency, through the exchange of information between the evaluated and the evaluator regarding: expectations, evaluation criteria, planned development of the Employee. The results of the Evaluation provide information in support of the effective implementation of the Bank's human resources management policy. The particular elements of the evaluation are:

      • outcome evaluation,
      • commitment evaluation,
      • conformity evaluation.

      A component of the process is a direct debriefing conversation between the employee and the supervisor. The Employee can appeal his evaluation.

      Currently, the Procedure adopted by the Resolution of the Bank's Management Board of 14 July 2021 is in force. The full version of the procedure is internal information and has not been released to the public.

  • Collective Labor Agreement

    • The Company Collective Labor Agreement of Bank Pekao S.A. specifies, among other things:

      • principles of the HR policy,
      • working time,
      • principles of the remuneration policy,
      • principles for basic pay,
      • bonus fund,
      • incentive award fund,
      • bonuses,
      • retirement and disability severance payments,
      • severance payments related to termination of employment relationships for reasons not related to employees.

      The Agreement was concluded in Warsaw on 15 December 2005 between Bank Polska Kasa Opieki Spółka Akcyjna and the company trade unions operating in the Bank. The agreement applies to all employees employed by the Bank under an employment contract.